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Flood Insurance — Damage from a flood is not covered by a standard Homeowners insurance policy, but coverage can be purchased as an endorsement or a separate policy. Named Insured — The person or entity listed on a policy declarations page. Like Us on Facebook. Carrier — Insurance company or insurer. Stop Loss — Any provision in a policy designed to cut off an insurer's losses at a given point. Marine Corps Captain who served alongside many outstanding soldiers, sailors, airmen, Marines, and coastguardsmen. Bodily Injury Liability Coverage — Pays damages for bodily injury or death resulting from an accident for which the insured is at fault; also pays for a legal defense according to the limits and conditions of the policy. Each individual is entitled to benefits. The term Property insurance encompasses numerous lines of available insurance. This ratio measures the company's underlying profitability, or loss experience, on its total book of business. Policy — The written contract between an insured and the insurance company. Peril — The cause of a possible loss.

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